Kumric Mortgage Team
Make the numbers feel manageable.
Use these quick calculators to get a general idea of your mortgage numbers. For accurate, tailored options, contact our team.
Mortgage payment
Your monthly payment
$3,318/ month
Principal and interest, calculated using Canadian semi-annual compounding. Mortgage insurance, property taxes, heat and condo fees are excluded.
Ontario qualification estimate
Explore a purchase range
$638,806estimated mortgage
Uses the lower of 39% GDS and 44% TDS with 50% of condo fees, qualifying at 6.49% (the higher of 5.25% or contract rate + 2%). Defaults are approximately $6,000/year property tax and $100/month heating for a GTA scenario; replace them with the actual figures for the property. Planning estimate only; lender policies vary.
CMHC insurance · Ontario
Estimate your insured mortgage premium.
$0premium
+ $0 Ontario PST, payable at closing
With 20% or more down, mortgage loan insurance is not required.
Minimum down payment: $50,000. This estimate uses standard owner-occupied CMHC premium bands and excludes lender-specific exceptions.
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Ask our team to model closing costs, a refinance, rate options, payment frequencies, and your actual lender qualification.
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